A financial plan is all about your needs. Everyone has their own unique situation and different goals in life. That’s why it’s great to work with an hourly firm like DFP… you only pay for what you need. We know you have financial concerns and we’re here to help you through them all.

Preparing for YOUR retirement

Retirement is something you think about and know it’s something that needs attention. But other things always seem to come up that require your time. You may be socking away money into your 401k at work and you have a general idea of when and where you want retire. The longer you put off really thinking about retirement, the more it creeps into your mind. It’s time to get a plan and we can help you do just that.

Creating YOUR portfolio

You’re probably like many people by having several accounts holding money for retirement. You’ve switched jobs and have money in the previous employer’s 401k, you have your current 401k, a brokerage account, and maybe a Roth IRA or traditional IRA. It’s common to have accounts in several different places because people don’t spend their careers at one employer anymore. The problem is that it’s difficult to track your investments and to know your overall asset allocation. How much of your portfolio is in equities? In bonds? You’re not really sure what you have and how it all fits together. That’s ok and perfectly normal. The good news is you’ve been saving! Now it’s time to clean up the portfolio and make sure it’s allocated the right way for you.

Investing for YOUR future

There’s so much information about investing it’s difficult to figure out where to start. And a lot of it can sound contradictory. The commercials on television and in magazines look great, but someone is paying for those advertisements and it’s the investors of those products. Whether you’re new to investing or a seasoned pro, a proper asset allocation among low-cost mutual funds is a timeless strategy.

Putting money away for YOUR children’s education

You hope that your children choose to get a college education. It seems more important than ever to have some sort of higher education. You’d also like to help your children pay for it. Your goal may be to pay for 100% of college or it might be to fund a portion of college costs. Whatever your goal, it’s crucial to start saving early so investment earnings can grow tax-deferred. We’ll walk you through the options that best suit your situation so you can help your kids achieve this important milestone.

Choosing a retirement plan for YOUR small business

The time and investment you’ve put into your business is huge. It’s rewarding and finally profitable. There’s been little time for anything but running the business, but now it’s time to start thinking about your retirement. Self-employed business owners have many choices for retirement plans and it’s a time-consuming process to learn all the options. The retirement plan you choose for your business will impact how much you can contribute, how much tax you pay, and your ability to retain good employees. Come talk to us about your business and we’ll tell you about your options and recommend the right retirement plan for you.

To Top